You Snooze, You Lose!

We just opened our first envelope of 2013. We also just hit the four year mark since we started the Dave Ramsey Financial Peace University class. At times, four years has felt like a really long time to be chipping away at the same goal. I get discouraged some days because I just want it to be finished.

Leave it to God's word to pull me out of my small-minded thinking. Obviously His timing is perfect, He will not delay. This Old Testament book reads more like our current time and culture than Old Testament living.

So if you feel stuck in a rut, ask God for a vision-something to make your days on earth make a greater impact. He desires purposeful living not aimless meandering for our lives. Our financial life isn't the only thing we have been intentional about. We've grown up in our marriage and faith in the last four years too. We don't even feel like the same people we were 4 years ago; for the better, most certainly!

This year I decided to start one new thing that would help me be more intentional. It's monumental- get ready....in 2013 I, Teresa Brown, will wake up when my alarm goes off. So far (except for the morning I pushed snooze in my sleep) it has happened. Something about hitting the snooze button used to start my day off the wrong way and it led to other lazy decision-making. I've had time each morning to read while I drink my coffee- which is such a great way for me to start the day.

**What is one thing you can start today?

2013 Debt Pay-off: $1,075.90

Total Debt Pay-off: $39,075.90  <-- So close to $40,000!!