Sunday, March 23, 2014

Speed Bumps

So many posts combined in this one. We have experienced some major speed bumps over the last few months and I started to write about one and another one happened! So here are the last few months abbreviated.


We began the year in full force! We came off of Christmas with the motivation to make even more budget cuts right off the bat to help our debt-free cause. We live pretty tightly already, so deeper cuts were hard work.

January Budget Cuts


  • No BAM (that's what we call our blow money)
  • No Date Night Money (we saved a gift card to suffice)
  • No Clothes Money
  • We cut our Grocery Budget by $100 


We planned this month well before Christmas and knew these cuts were coming. The best part was seeing how interested God was in our finances! A couple in our church gave us a Christmas card with a $50 Walmart gift card in it. Little did they know what kind of impact that had on our month to come! We are so grateful for times like these that show us we aren't doing this big task alone!



February Speed Bumps

So much to record, here are a few big ones-

  • Our Honda's transmission went out
  • Sold Honda and bought a SUV from my parents
  • Our Chevy started overheating 
  • Replaced Water Pump in Chevy
  • Sold Chevy (we have put over $1000 into that car this year…we were ready to say goodbye!)
  • Bought another Honda 
  • Paid for Taxes and Tags for both vehicles

March Non-Madness

So far this month has been a typical one- so very thankful for that! After the drama of February, we had to sit down and re-evaluate our debt-free date. We initially planned on being debt-free in the middle of April. After those big bumps in the road, we are planning on a debt-free celebration around the middle of May. One month behind after all of that February craziness- I'll take it! 




2014 YTD Debt Pay-Off: $2,569.93

Total Debt Pay-Off: $57,392.58

Amount Left: $3,916.59